Wow, I feel like a fucking idiot. I didn't give the RE's office my new insurance card ahead of time, so I got into the finance office all excited about starting a cycle on about January 1 with almost perfect timing (if nothing was screwy with the genetic testing people) and found out that insurance companies take 4-6 weeks to approve IVF.
I think it was 20-30 minutes before I stopped crying. Mostly.
DH was really supportive, telling me I haven't ruined everything and that I didn't know, it's not like I did it on purpose. I feel so stupid, though. I should have known. I should have given them the new card when my insurance changed. Or gone over there with a copy of the new card when I made the appointment (even though that was still less than 6 weeks from when we wanted to start a cycle, I think it was more than 4).
I called in crazy to work, at least for the morning. I'm already 3 hours ahead on the pay period anyway, the two clients I had for the morning are ones I can easily reschedule, and I'm just not in a state at the moment to be emotionally present for clients. I know I will be ok, but I'm not ok right now. I told my boss I'll decide about the afternoon once I see to what extent a couple hours of kitty therapy (and a nap) help.