I feel like I'm one of the kids I knew who was held back in Kindergarten, unable to get past what should be the easiest part.
I got the call back from the genetic testing people this morning. The test is $500 if they run it through insurance, and he has a $500 deductible which of course he hasn't met yet because he's DH and he never gets sicker than a cold. It would be only $350-400 if it was just paid by cash, but we don't have that kind of money either.
So, we wait to see what his new insurance covers. Fortunately, his insurance will kick in as of the first day of the new job, with no 30 or 60 or 90-day probationary/waiting period. Unfortunately, he won't find out anything about the 4 plan options until that first day, so his insurance will backdate to the first day but we will still have to wait while we make a decision and the paperwork goes through.
It's hard for me to even write this, but I called my nurse a few minutes ago to say we had to put everything on hold for however long. A couple of my coworkers told me to ask if they do payment plans for the patient part of things so we could do something sooner than the middle of next year, and I didn't think they did but I checked anyway...I was right.
So now we wait. Again. Our nurse at work had her baby a month early (prayers are needed for them both...she had a ruptured placenta, and the baby is in the NICU at Children's), and now I'm wondering every day as I go in who's going to be the next one to announce. After all, it doesn't seem possible at this place to NOT have someone pregnant, and it's sure as hell not going to be me, so someone's got to fill that gap.
I'm so sorry. Waiting is so difficult. I honestly think it's one of the worst parts of infertility! I hope something works out sooner than you expect!
ReplyDeleteI'm sorry you're dealing with that. Always feeling like there is something out of your control keeping you from your baby is really crappy!!!!! I don't think anyone who says "do you think it's stress" understands the amount of bs that IFs have to deal with, and finances/insurance can be a big part of that. The first thing everyone wants to say is, "have you tried IVF???" and they have no clue how expensive it is. They got their baby for free :( Good luck with the new insurance!! I hope you don't have to wait much longer!!
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